The Credit App makes it easy for businesses to report non‑payments to major credit bureaus when customers fail to fulfill their financial obligations. The platform guides users through a simple, transparent process—upload proof of debt, enter debtor details, and send official notifications by email, text, and certified mail. If the debt remains unpaid after a 2‑ to 4‑week grace period, it’s securely reported to Equifax and then shared with other major bureaus, encouraging immediate resolution. This reporting process helps small businesses strengthen financial accountability and prevent future losses. With nationwide reach, compliant technology, and no hidden fees, The Credit App eliminates expensive collection agencies while giving creditors a smart, cost‑effective solution to manage outstanding accounts and protect cash flow.
